cybercrime

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How to Ensure You Don’t Fall Victim to a Holiday Scam this Festive Season

How to Ensure You Don’t Fall Victim to a Holiday Scam this Festive Season 1

If Benjamin Franklin were alive today, I have no doubt that he’d revise his famous quote: ‘Nothing can be said to be certain except death and taxes’ to include online holiday scams! For there is no question that online scammers and cybercriminals love the festive season! The bulk of us are time-poor, stressed, and sporting to-do lists as long as our arms – so cybercrims know it’s inevitable that some of us are going to take short cuts with our online safety and fall into their webs!

And McAfee research shows just that with over a third of Aussies having either fallen victim to or know someone who has been affected by a phishing scam in 2019. A phishing scam is when a scammer poses as a trustworthy entity (for example, a bank or government department) usually via email with the sole purpose of trying to extract sensitive information such as passwords, usernames and credit card details. And clearly, phishing is a very lucrative online trick as it was named as the worst scam of 2019!

Top Scams of 2019

Although phishing scams have taken out the top place for 2019, robocalling scams and shipping notification scams have also caused Aussies great pain this calendar year.

If you receive a phone call with a pre-recorded message that presents a grim scenario if you don’t take action then you’ve been robocalled! My family’s ‘favourite’ one from 2019 was the scam which delivered a pre-recorded message advising us that our phone line would be cut unless we spoke immediately to their technician. The Australian Telecommunications Ombudsman was overrun with complaints about this particular heist which backs up McAfee’s research that shows 32% of Aussies either fell victim to this scam, or knew someone who did.

Shipping notification scams have also caused Aussies grief this year with more than a 1/4 of us (26%) affected or in touch with someone who was. The meteoric rise of online shopping has meant that when many of us are notified about an impending delivery, we probably don’t stop to question its authenticity.

How Much Are Scams Costing Aussies?

In Australia, 1 in 10 scam victims (11%) have lost money as a result of being targeted by a scam. And a quarter of those affected have lost more than $500! Now, that’s a sizeable chunk of cash!

But in addition to an initial monetary sting, having your personal details ‘stolen’ via a scam may come back to haunt you later down the track. According to McAfee’s Advanced Threat Research (ATR), more than 2.2 billion stolen account credentials were made available on the criminal underground in just the first 3 months of 2019!

Cybercriminals Love the Holidays!

The holiday season is particularly stressful for consumers, and cybercriminals plan accordingly. Many of us ramp up our online shopping in the lead-up to the holiday period and, as our ‘to-do’ lists get longer, some of us will inevitably let our guard down online. And cybercriminals know this too well so consequently spend a lot of effort devising cunning schemes to take advantage of our corner-cutting.

Cybercriminals put a lot of effort into devising fake accounts and sites to target consumers around key holiday shopping periods however some Aussies aren’t aware of these ploys with 21% of the Aussies interviewed not aware scams like these existed.

How to Ensure You Don’t Fall Victim to a Holiday Scam this Festive Season 2

How Can Consumers Stay Safe This Holiday Period?

I highly recommend that you (and your family members) take a little time this holiday period to sure up your online safety. Here are a few simple steps that consumers can take to protect themselves and avoid getting scammed this festive period:

  1. Think Before Clicking on Links

With phishing scams revealed to be the worst scam of the year, it is more important than ever to think before clicking on links. Instead of clicking on a link in an email, it is always best to check directly with the source to verify an offer or shipment.

  1. Passwords, Passwords, Passwords

With just one hack, cybercriminals can get their hands on thousands of passwords, which they can then use to try to access multiple accounts. By using a different password for each, shopping, media streaming or social media account, you can dramatically reduce this risk.

  1. Invest in Security Protection Software

Use comprehensive security protection, like McAfee Total Protection, which can help protect devices against malware, phishing attacks and other threats. It includes McAfee WebAdvisor, which can help identify malicious websites.

  1. Consider a Virtual Private Network (VPN)

A solution like McAfee Safe Connect with bank-grade encryption, private browsing services, and internet security will keep your information safe from cybercriminals – even when checking emails or online shopping on public Wi-Fi or open networks.

And finally beware bogus gift card scams! One new trend that is set to hit unsavvy consumers hard this holiday season is phoney gift cards, with McAfee’s ATR team seeing fake gift cards sold on the cybercriminal underground. Yet, despite the rise in this scam, 17 per cent of the survey respondents have never heard of bogus gift cards and over a quarter (26%) reported that they are not concerned about the threat. So, please spread the word and do your homework before buying gift cards!

Here’s to a Happy, Scam-Free Holiday Season!

The post How to Ensure You Don’t Fall Victim to a Holiday Scam this Festive Season appeared first on McAfee Blogs.

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7 Ways to Wreck a Cybercrook’s Holidays

7 Ways to Wreck a Cybercrook’s Holidays 3

holiday scams’Tis the season for giving and who better to give a giant headache to than the digital scammers working overtime to wreck our holidays? Can we spot and unravel every scam out there? Probably not. But, by taking a few minutes to get equipped to click, we can dodge common traps laid by cybercrooks and wreck their holidays before they get a chance to wreck ours.

Rock ‘Em Sock ‘Em Robo Calls

As informed as most of us may profess to be, American consumers continue to step into cyber traps every day. In fact, according to a recent McAfee survey, in 2019, 74% of those surveyed admitted to losing more than $100 in scams and almost a third (30%) losing more than $500. The survey also revealed that 48% of Americans have been or know someone who has been a victim of robocalling in 2019, making it the most prevalent scam of the year. Email phishing (41%) and text phishing (35%) are also tricks we fell for in 2019.

Cybercrooks call those stats a very happy holiday.

Are you equipped to click?

We can do our part to reduce these statistics. Before we all get distracted with shopping sprees or fall into sugar comas, call a family huddle. Discuss ways to avoid the digital traps and send cybercrooks into a maze of locked doors and dead ends. Here are a few ideas to get you started.

7 ways to wreck a cybercrook’s holidays

  1. Get real about cybercrime. Don’t sugar coat cybercrime for your kids. Here’s the truth: Over 2.2 billion stolen account credentials were made available on the cybercriminal underground throughout Q1 2019 alone, which puts a priceless amount of user data at risk. Crooks are targeting us. They are shopping the black web for stolen data to use in a variety of illegal ways. If we fail to lock our digital doors, the consequences can be emotionally and financially devastating and may last years.
  2. Shake up your passwords. Never use the same password. By uncovering one of your passwords,  cybercriminals can get their hands on thousands of passwords, which they can then use to try to access multiple accounts. So change passwords often and use a variety, especially around the holidays when online shopping spikes.
  3. Verify emails. Slow down to examine emails. Instead of clicking on an email link, check directly with the source to verify an offer or shipment. Cybercriminals are getting very sophisticated. They are creating full websites that closely mimic brand retailers. Also, they are posing as friends, family, and colleagues in an attempt to get you to click a link that will download malicious malware onto your computer.
  4. Browse securely. Use a comprehensive security solution to help protect devices against malware, phishing attacks, and malicious websites.
  5. Use a tool to help protect your personal information. Take a proactive approach to help protect identities with personal and financial monitoring and recovery tools to help your identity secure.
  6. Verify shipments. Cybercrooks understand consumer habits. They know you’ve likely ordered from several online retailers, so they will exploit that and try to confuse you by sending bogus shipment notifications or reward  you with “added offers.” The email will look legitimate. It will likely have a legitimate-looking email address and branding of the retailer or shipping company. Check directly with the source before clicking any link in an offer or shipment notification.
  7. Protect your identity. Criminals are on the prowl to find weak links anywhere personal data is kept — the includes credit card companies and banks. Get proactive in protecting your identity and the identities of your family members with personal and financial monitoring and recovery tools.

Even with the threats that exist around us, keep your sights fixed on the bigger picture. The holiday season is still merry and bright. People are still good. And, peace on earth — and in your home — is still possible this year. With a little foresight and a few cool tools, you are more than able to protect the things that matter most.

To stay informed on the latest digital news, trends, and family safety insights, subscribe to this and other McAfee blogs. Follow @McAfee_Family on Twitter to join the digital parenting conversation.

The post 7 Ways to Wreck a Cybercrook’s Holidays appeared first on McAfee Blogs.

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Want Your Kids to Care More About Online Safety? Try These 7 Tips

Want Your Kids to Care More About Online Safety? Try These 7 Tips 4

Want Your Kids to Care More About Online Safety? Try These 7 Tips 5The topics parents need to discuss with kids today can be tough compared to even a few years ago. The digital scams are getting more sophisticated and the social culture poses new, more inherent risks. Weekly, we have to breach very adult conversations with our kids. Significant conversations about sexting, bullying, online scams, identity fraud, hate speech, exclusion, and sextortion — all have to be covered but we have to do it in ways that matter to kids.

With 95% of teens now having access to a smartphone and 45% online ”almost constantly,” it’s clear we can’t monitor conversations, communities, and secret apps around the clock. So the task for parents is to move from a mindset of ”protect” to one of ”prepare” if we hope to get kids to take charge of their privacy and safety online.

Here are a few ideas on how to get these conversations to stick.

  1. Bring the headlines home. A quick search of your local or regional headlines should render some examples of kids who have risked and lost a lot more than they imagined online. Bringing the headlines closer to home — issues like reputation management, sex trafficking, kidnapping, sextortion, and bullying — can help your child personalize digital issues. Discussing these issues with honesty and openness can bring the reality home that these issues are real and not just things that happen to other people.
  2. Netflix and discuss. Hollywood has come a long way in the last decade in making films for tweens and teens that spotlight important digital issues. Watching movies together is an excellent opportunity to deepen understanding and spark conversation about critical issues such as cyberbullying, teen suicide, sextortion, catfishing, stalking, and examples of personal courage and empathy for others. Just a few of the movies include Cyberbully, 13 Reasons Why (watch with a parent), Eighth Grade, Searching, Bully, Disconnect. Character building movies: Dumplin’, Tall Girl, Wonder, Girl Rising, The Hate U Give, Mean Girls, and the Fat Boy Chronicles, among many others.
  3. Remove phones. Sometimes absence makes that heart grow appreciative, right? Owning a phone (or any device) isn’t a right. Phone ownership and internet access is a privilege and responsibility. So removing a child’s phone for a few days can be especially effective if your child isn’t listening or exercising wise habits online. One study drives this phone-dependency home. Last year researchers polled millennials who said they’d rather give up a finger than their smartphones. So, this tactic may prove to be quite effective.Want Your Kids to Care More About Online Safety? Try These 7 Tips 6
  4. Define community. Getting kids to be self-motivated about digital safety and privacy may require a more in-depth discussion on what “community” means. The word is used often to describe social networks, but do we really know and trust people in our online “communities?” No. Ask your child what qualities he or she values in a friend and who they might include in a trusted community. By defining this, kids may become more aware of who they are letting in and what risks grow when our digital circles grow beyond trusted friends.
  5. Assume they are swiping right. Dating has changed dramatically for tweens and teens. Sure there are apps like MeetMe and Tinder that kids explore, but even more popular ways to meet a significant other are everyday social networks like Snapchat, WhatsApp, and Instagram, where kids can easily meet “friends of friends” and start “talking.” Study the pros and cons of these apps. Talk to your kids about them and stress the firm rule of never meeting with strangers.
  6. Stay curious. Stay interested. If you, as a parent, show little interest in online risks, then why should your child? By staying curious and current about social media, apps, video games, your kids will see that you care about — and can discuss — the digital pressures that surround them every day. Subscribe to useful family safety and parenting blogs and consider setting up Google Alerts around safety topics such as new apps, teens online, and online scams.Want Your Kids to Care More About Online Safety? Try These 7 Tips 7
  7. Ask awesome questions. We know that lectures and micromanaging don’t work in the long run, so making the most of family conversations is critical. One way to do this is to ask open-ended questions such as “What did you learn from this?” “What do you like or dislike about this app?” “Have you ever felt unsafe online?” and “How do you handle uncomfortable or creepy encounters online?” You might be surprised at where the conversations can go and the insight you will gain.

Make adjustments to your digital parenting approach as needed. Some things will work, and others may fall flat. The important thing is to keep conversation a priority and find a rhythm that works for your family. And don’t stress: No one has all the answers, no one is a perfect parent. We are all learning a little more each day and doing the best we can to keep our families safe online.

Be Part of Something Big

October is National Cybersecurity Awareness Month (NCSAM). Become part of the effort to make sure that our online lives are as safe and secure as possible. Use the hashtags #CyberAware, #BeCyberSafe, and #NCSAM to track the conversation in real-time.

The post Want Your Kids to Care More About Online Safety? Try These 7 Tips appeared first on McAfee Blogs.

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15 Easy, Effective Ways to Start Winning Back Your Online Privacy

NCSAM

NCSAM

Someone recently asked me what I wanted for Christmas this year, and I had to think about it for a few minutes. I certainly don’t need any more stuff. However, if I could name one gift that would make me absolutely giddy, it would be getting a chunk of my privacy back.

Like most people, the internet knows way too much about me — my age, address, phone numbers and job titles for the past 10 years, my home value, the names and ages of family members  — and I’d like to change that.

But there’s a catch: Like most people, I can’t go off the digital grid altogether because my professional life requires me to maintain an online presence. So, the more critical question is this:

How private do I want to be online?  

The answer to that question will differ for everyone. However, as the privacy conversation continues to escalate, consider a family huddle. Google each family member’s name, review search results, and decide on your comfort level with what you see. To start putting new habits in place, consider these 15 tips.

15 ways to reign in your family’s privacy

  1. Limit public sharing. Don’t share more information than necessary on any online platform, including private texts and messages. Hackers and cyber thieves mine for data around the clock.
  2. Control your digital footprint. Limit information online by a) setting social media profiles to private b) regularly editing friends lists c) deleting personal information on social profiles d) limiting app permissions someone and browser extensions e) being careful not to overshare.NCSAM
  3. Search incognito. Use your browser in private or incognito mode to reduce some tracking and auto-filling.
  4. Use secure messaging apps. While WhatsApp has plenty of safety risks for minors, in terms of data privacy, it’s a winner because it includes end-to-end encryption that prevents anyone in the middle from reading private communications.
  5. Install an ad blocker. If you don’t like the idea of third parties following you around online, and peppering your feed with personalized ads, consider installing an ad blocker.
  6. Remove yourself from data broker sites. Dozens of companies can harvest your personal information from public records online, compile it, and sell it. To delete your name and data from companies such as PeopleFinder, Spokeo, White Pages, or MyLife, make a formal request to the company (or find the opt-out button on their sites) and followup to make sure it was deleted. If you still aren’t happy with the amount of personal data online, you can also use a fee-based service such as DeleteMe.com.
  7. Be wise to scams. Don’t open strange emails, click random downloads, connect with strangers online, or send money to unverified individuals or organizations.
  8. Use bulletproof passwords. When it comes to data protection, the strength of your password, and these best practices matter.
  9. Turn off devices. When you’re finished using your laptop, smartphone, or IoT devices, turn them off to protect against rogue attacks.NCSAM
  10. Safeguard your SSN. Just because a form (doctor, college and job applications, ticket purchases) asks for your Social Security Number (SSN) doesn’t mean you have to provide it.
  11. Avoid public Wi-Fi. Public networks are targets for hackers who are hoping to intercept personal information; opt for the security of a family VPN.
  12. Purge old, unused apps and data. To strengthen security, regularly delete old data, photos, apps, emails, and unused accounts.
  13. Protect all devices. Make sure all your devices are protected viruses, malware, with reputable security software.
  14. Review bank statements. Check bank statements often for fraudulent purchases and pay special attention to small transactions.
  15. Turn off Bluetooth. Bluetooth technology is convenient, but outside sources can compromise it, so turn it off when it’s not in use.

Is it possible to keep ourselves and our children off the digital grid and lock down our digital privacy 100%? Sadly, probably not. But one thing is for sure: We can all do better by taking specific steps to build new digital habits every day.

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Be Part of Something Big

October is National Cybersecurity Awareness Month (NCSAM). Become part of the effort to make sure that our online lives are as safe and secure as possible. Use the hashtags #CyberAware, #BeCyberSafe, and #NCSAM to track the conversation in real-time.

The post 15 Easy, Effective Ways to Start Winning Back Your Online Privacy appeared first on McAfee Blogs.

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